Endline Data Collection on Financial Inclusion in Begusarai, Bihar – DIA Research

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Asking the right questions, to get the right answers.

Endline Data Collection on Financial Inclusion in Begusarai, Bihar

Evaluating the social and economic outcomes of a financial inclusion programme under JEEViKA, Government of Bihar.

Digital Finance, Financial Inclusion & Digital Transformation

Project Introduction

This study evaluates a financial inclusion programme under JEEViKA, the Government of Bihar’s flagship rural livelihoods programme, which trains women members of JEEViKA’s self-help groups to operate customer service point (CSP) kiosks in rural Bihar. These kiosks address gaps in financial access, particularly for women, offering opportunities for greater autonomy, economic participation, and community recognition. JEEViKA works to reduce poverty by organizing women into self-help groups and federations that strengthen their collective bargaining power and economic prospects, and this intervention extends that mission into local financial service delivery.

Partners

Researchers

(1) more researchers

Gaurav Chiplunkar

Project Methodology

The project included thousands of household and financial surveys conducted between October 2023 and April 2024 by a field team of over 70 people. Data collection focused on the social and economic outcomes experienced by women trained to operate CSP kiosks, capturing changes in autonomy, economic participation, and community standing, alongside the broader household-level effects of improved access to financial services in rural Begusarai and the surrounding districts of Bihar.

Impact

By training women to operate CSP kiosks, the programme aims to build local financial ecosystems that promote inclusive growth, aligning with JEEViKA’s broader mission of enhancing women’s social and economic agency, supporting greater participation in community institutions, and creating pathways for sustainable livelihoods in rural Bihar. The evidence generated from this study will contribute to policy and programme design focused on expanding women’s roles in financial inclusion and rural development.

Documentation

This project is currently in progress, and will be updated with findings as results arise.

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